Selecting the right homeowners insurance policy
A home is often one’s largest financial asset. Therefore, purchasing the right homeowners insurance policy is critical. We can help you make the right decisions when it comes to insuring your home and your possessions.
Owning and maintaining a home in Macomb, Oakland, and St Clair County is often one’s largest financial asset. Therefore, purchasing the right homeowners insurance policy is critical. Your mortgage company requires you to have a homeowners policy, and for good reason: if your home is destroyed, without homeowners insurance, you would still be required to pay for a home that no longer exists. Homeowners insurance is not just for catastrophic events such as this, however. It provides coverage in the event of property damage due to fire, water, lightning, smoke, and other natural disasters. The items you own inside your home are covered as well. It can also cover legal fees in the event of a lawsuit resulting from someone becoming injured on your property.
A licensed insurance agent can assist you with selecting the right homeowners insurance policy, as well as answer questions about your existing policy.